PHNOM PENH, Cambodia, 26 August 2026. ByteDC Solutions Co., Ltd. (ByteDC), Cambodia's first Tier III–designed data center and sovereign cloud provider, and Mobile C&C (Cambodia) Co., Ltd. (Mobile C&C), a core banking and digital banking software company serving Cambodian financial institutions, today signed a Memorandum of Understanding (MoU) to keep Cambodian Digital Loan (LOS) Processing hosted inside Cambodian jurisdiction. Under the agreement, Mobile C&C will host with ByteDC in Cambodia, so the banks and microfinance institutions using its software can point to a primary data center inside the country.
Why this is happening now
The National Bank of Cambodia issued its Technology and Cyber Risk Management Guidelines in January 2026. The guideline requires every bank and financial institution to have at least one primary data center in Cambodia to host its IT environment. A data center outside Cambodia needs NBC approval and can only serve as a secondary site. The NBC guidelines also give the regulator access and inspection rights over third-party providers and their subcontractors. For an institution running its core banking system offshore, that is a supervision problem before it is a technology problem.
Mobile C&C builds the systems that sit closest to a customer's money: core banking, internet and mobile banking, loan origination, and field tools for microfinance lending. Hosting Digital Loan (LOS) Processing systems in Cambodia puts the software, the facility and the audit trail in one jurisdiction, and data does not have to leave Cambodia to be authorized. When a risk committee or an examiner asks who is accountable and where the data sits, the answer is a company they can call in Phnom Penh.
What the partnership covers
The partnership is a Memorandum of Understanding under which Mobile C&C hosts its Cambodian platforms on ByteDC's in-country sovereign cloud. ByteDC provides the infrastructure those platforms run on:
cloud compute, storage and networking
colocation
backup and disaster recovery
data center interconnect
managed services and cybersecurity
Mobile C&C keeps full responsibility for its own software, licensing and support, and customers keep ownership of their data and applications.
Bob Lim, Chief Executive Officer of ByteDC, said: "A bank's core system should not need permission from another country to run. That is what sovereignty means in practice, and it is why we built the infrastructure and ecosystem here."
Song Kil Mo, Chief Executive Officer of Mobile C&C (Cambodia) Co., Ltd., said: "We have been building banking software in Cambodia since 2012. Our customers are asking for local hosting, and now we can give them that without changing the systems they already run."
Why in-country hosting matters beyond banking
Banks have the clearest rule to follow, but the same question reaches government and large enterprise. A ministry needs the services citizens depend on to stay available, with someone locally answerable when they are not. An enterprise moving off offshore hosting is making a jurisdiction and continuity decision, not only a cost one. ByteDC treats public cloud and private cloud as sitting side by side rather than competing, so an organization can keep what works abroad and bring home what has to stay. Organizations weighing an in-country move can request a hosting and technology risk assessment at www.bytedc.com.
About ByteDC
ByteDC Solutions Co., Ltd. is Cambodia's first Tier III–designed data centre and sovereign cloud provider, located in the Phnom Penh City Centre. ByteDC offers colocation, private and hybrid cloud, managed services, and cybersecurity to banks, enterprises, and government institutions, with data hosted inside the Kingdom of Cambodia. The company's mission is to give Cambodian organizations world-class, in-country digital infrastructure that supports the nation's digital transformation. Learn more at www.bytedc.com.
About Mobile C&C (Cambodia) Co., Ltd.
Mobile C&C (Cambodia) Co., Ltd. is a software company based in Phnom Penh, established in 2012 as the Cambodian entity of Mobile C&C, a Korean enterprise software provider founded in 1995. Mobile C&C builds core banking, internet and mobile banking, digital banking, loan origination, and credit accounting & reporting systems, along with mobile field management tools for microfinance lending. The company works with banks and microfinance institutions in Cambodia. Learn more at mcnc.com.kh.
